ILS glossary

What is a Due Diligence?

The comprehensive analysis process investors undertake before investing in a cat bond, including model review, legal review, and credit analysis.

Lecture 10

Due Diligence

The comprehensive analysis process investors undertake before investing in a cat bond, including model review, legal review, and credit analysis.

How it works in practice

Before investing in a new cat bond covering Gulf Coast hurricane risk, a fund manager reviews the catastrophe model assumptions, checks the sponsor's historical claims data, examines the legal structure of the SPV, and assesses whether the trigger mechanics might create basis risk. The fund also compares the offered spread to recent comparable issuances to determine if the pricing is adequate for the risk.

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